Medical Insurance In Kenya
Medical insurance in Kenya helps you to provide medical benefits to your employees. It is a very important and valuable employee benefit.
The cost of medical is beyond most Kenyans in the event of serious illness. Therefore, if you are to attract and retain good employees, you need to include medical in your employment package.
Insurers divide medical insurance into two parts: hospitalization and outpatient medical insurance. Insurers find outpatient medical insurance very difficult to handle because of fraud. Hence, most insurance companies in Kenya do not provide outpatient insurance.
They, however, contract to manage outpatient insurance through funds made available by the employer.
There are good insurers providing in patient covers in Kenya. The limits depend on how much the insured can afford. The limits vary from as little as Kshs.200,000/= per family per year to Kshs.10 million.
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