Fire and Perils Policy

The Fire and Perils policy in Kenya provides cover for your insured property for loss or damage caused by:

1. Fire from any cause except fraudulent fire, that is, fire caused by the owners in expectation of recovering from the insurers.
2. Loss or damage caused by lightening.
3. Loss or damage as a result of bush fire.
4. Loss or damage caused by earthquake.
5. Loss or damage caused by riot or strikes.
6. Loss or damage caused by malicious people.
7. Flood and water damage.
8. Storm damage caused by wind or excessive rain, etc.
9. Impact by motor vehicle.
10. Loss or damage caused by aircraft or any object falling from the air.

Please note that insurers do not cover loss or damage caused by terrorist. The insurers can cover this on request under a separate policy.

This policy has over 50 (fifty) clauses covering many aspects of damage by insured peril which would otherwise have been excluded.

We, as your professional brokers incorporate all the clauses that are important for your protection. This is the reason why we spend time to understand your business. And, you gain great value from our sound knowledge and vast experience in many different types of businesses.

Each risk is different and your insurance broker needs to fully understand each risk to put in place the appropriate cover. This is one of the areas where our services deliver great value to you.

The Fire and Perils policy in Kenya is subject to earthquake excess of 2% subject to a maximum of Kshs.5 million.

Now, it is your turn.

Please help us to further improve our services either with your needs, questions, comments or feedback.

We greatly value your voice and listen to you with a passion. And, your property protection insurance needs are extremely important to us.

Therefore, please click this link to contact us for either your fire and perils policy needs, any other of your insurance needs, questions, comments or feedback.


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